• Price cut 9%
  • Open Sat

643 S 120 W, American Fork, UT 84003

$674,999

Originally listed at $745,000

Est. $4,134/mo

Beds
5
Baths
4
Sq ft
3,408
Built
2016

Why this home stands out

  • 9% price reduction from original list
  • 131% STR gross rent coverage of monthly ownership cost
  • 129.0 days on market — potential negotiation opportunity

About this home

~PRICE PER SQ FT AMONG THE LOWEST IN THE AREA~ Large Harbor Village 2 story with a FINISHED BASEMENT! Open, modern floor plan with views of Mount Timp out the LARGE living room windows! Downstairs, a daylit basement with a SECOND KITCHEN! Outside, enjoy the security of a fully fenced backyard, and gated RV parking! Vacant for easy showings! It's not very often a 2-Story with a finished basement comes available in this pristine, quiet neighborhood!

Features

  • Basement Apartment
  • Closet: Walk-In
  • Disposal
  • Kitchen: Second
  • Kitchen: Updated
  • Lighting
  • Patio: Open

Upcoming Open Houses

Public

Sat, Nov 7, 12:00 PM - 2:00 PM

Add to Calendar

Agents

Connect with your buyer agent

Get local guidance on this home from Juston.

JP

Salt Lake County Realtor | Smart Real Estate. Lasting Legacy.

KW Utah Realtors Keller Williams (REVO)

20 yrs experience

Salt Lake City, West Valley City
Dedicated buyer representation

Listed by Jon Bass

Coldwell Banker Realty (Union Heights)

MLS #2167813

Your message goes only to Juston.

See the deal analysis, value and rental income

Ask Juston how this home rates as a deal, what it should sell for, and what it could earn as a long-term or short-term rental.

  • Deal score
  • Estimated value
  • Rental income

Schools

Alpine

Nearby

Everyday needs

89 / 100
Show 9 more

Internet

Excellent · fiber · 100/100
  • Quantum Fiber

    Fiber · 2 Gbps

  • Xfinity

    Cable · 2 Gbps

  • CenturyLink

    Fiber · 1 Gbps

All 11 providers
  • Quantum FiberFiber2 Gbps1 Gbps
  • XfinityCable2 Gbps250 Mbps
  • CenturyLinkFiber1 Gbps1 Gbps
  • VerizonFixed Wireless300 Mbps20 Mbps
  • StarlinkSatellite280 Mbps30 Mbps
  • HughesNetSatellite100 Mbps5 Mbps
  • Viasat IncSatellite100 Mbps3 Mbps
  • CenturyLinkDSL80 Mbps10 Mbps
  • SenaWaveFixed Wireless30 Mbps15 Mbps
  • Rise BroadbandFixed Wireless25 Mbps5 Mbps
  • Utah BroadbandFixed Wireless10 Mbps1 Mbps
  • T-MobileFixed Wireless0 Mbps0 Mbps

Home details

Property

Type
Residential
Style
Single Family Residence
Architectural style
Stories: 2
Year built
2016
Stories
3
Above grade area
2,190 sq ft
Condition
Blt./Standing
Construction
Stucco
Subdivision
HARBOR VILLAGE
County
Utah
Zoning
Single-Family
MLS #
2167813

Costs

List price
$674,999
Original price
$745,000
HOA
$60 / Monthly
Annual taxes
$2,963
Home warranty
No

Lot and parking

Lot
7,405 sqft
Lot features
Fenced: Full,Sidewalks
Garage
2 cars
Covered spaces
2
Total parking
6

Systems

Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Full
Appliances
Microwave,Range Hood
Patio and porch
Patio: Open
Water
Culinary
Sewer
Sewer: Connected
All home details60 details

Property Info

Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Condition
Blt./Standing
MLS #
2167813
County
Utah
Subdivision
HARBOR VILLAGE
Year Built
2016
New Construction
No
Stories
3
Total Rooms
15
Living Area
3,408 sq ft
Above Grade Area
2,190 sq ft
Lot Size (Acres)
0.17
Lot Size
7,405.2 sq ft
Zoning
Single-Family

Bedrooms & Baths

Bedrooms
5
Total Bathrooms
4
Full Baths
3
Half Baths
1

Financial

List Price
$674,999
Original Price
$745,000
HOA Fees
$60
HOA Frequency
Monthly
HOA
Yes
Annual Taxes
$2,963
Home Warranty
No

Structure

Construction
Stucco
Basement
Daylight,Full
Roof
Asphalt
Flooring
Carpet,Tile
Heating
Gas: Central
Cooling
Central Air
Appliances
Microwave,Range Hood
Patio & Porch
Patio: Open

Lot & Land

Lot Features
Fenced: Full,Sidewalks
Topography
Fenced: Full, Sidewalks
Waterfront
No
Horse Property
No

Parking

Garage
Yes
Garage Spaces
2
Carport
No
Covered Spaces
2
Open Parking
4
Total Parking
6
ADU
No

Amenities

Fireplace
No
Pool
No
Spa/Hot Tub
No
Inclusions
Microwave, Range, Range Hood

Utilities

Water Source
Culinary
Sewer
Sewer: Connected
Utilities
Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected

Schools

Elementary
Greenwood
Middle School
American Fork
High School
American Fork
Elementary District
Alpine

Timeline

Listed
Jun 25, 2026
Days on Market
127
Status
Active

American Fork market

Explore American Fork
  • American Fork median

    $479,990

    This home: 41% above

  • Days to sell

    55

    Utah: 70

  • Homes for sale

    118

  • Price range

    $195k – $4.5M

  • Sale to list

    99%

  • Market

    Seller's market

SafetyModerate · 43.3 incidents per 1,000 residents · 7% below the Utah average

Safety rating 5.1 out of 10.

Violent

7.3

per 1,000 · national 3.6

Property

21.9

per 1,000 · national 17.6

vs Utah

−7%

46.4 per 1,000 statewide

vs Utah

+41%

30.8 per 1,000 countywide

Society

14.1

per 1,000

Population 50,121 · 2024 reports · Local rates use NIBRS; national rates use FBI UCR index crimes, which count fewer offense types.

Location

HARBOR VILLAGE

643 S 120 W, American Fork, UT 84003

Open in map search

Common questions

About 643 S 120 W, American Fork, Utah
What is the asking price for 643 S 120 W, American Fork?

643 S 120 W, American Fork is listed at $674,999 ($198/sqft). The original list price was $745,000, representing a reduction of $70,001. This listing is currently active and available for showings.

Is 643 S 120 W, American Fork a good deal?

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 68/100. Key deal signals: 9% price reduction from original list; 131% STR gross rent coverage of monthly ownership cost; 129.0 days on market — potential negotiation opportunity. The price is 1% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Is 643 S 120 W, American Fork a good investment property?

Based on market rental data, this property has an estimated annual rent of $36,908 with a gross rental yield of 5.5%. Net rental yield (after estimated expenses): 3.5%. Estimated debt service coverage ratio (DSCR): 0.74. Investor score: 44/100. These are estimates based on area comparables.

What lifestyle features does 643 S 120 W, American Fork offer?

Propaired's AI has identified 3 lifestyle features for this property: RV Friendly, Pet Friendly, Short-Term Rental. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

What amenities and services are near 643 S 120 W, American Fork?

This property has an amenity proximity score of 89/100. Nearby services include: Grocery: Carnicería El Centro de American Fork (1.0 mi); Hospital: Tomorrow's Health (1.2 mi); Pharmacy: Macey's American Fork Pharmacy (1.1 mi); Dining: Del Mar (1.2 mi). Gas station: 1.0 miles. Gym: Shoot 360 Lehi (2.1 mi).

What schools serve 643 S 120 W, American Fork?

Assigned schools: Elementary: Greenwood; Middle: American Fork; High: American Fork. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Greenwood School with a 56% state performance score (0.6 miles away). School district: Alpine.

All 8 questions
What is the internet speed at 643 S 120 W, American Fork?

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CenturyLink (1000 Mbps, Fiber); CenturyLink (80 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 11.

Is 643 S 120 W, American Fork in a flood zone?

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended. Always verify current FEMA maps as they are periodically updated.

Similar Homes

1/6
Active
3D tour

$669,000

was $679,000

4 bd · 4 ba · 2,838 sqft · 6,098 sqft lot

395 S 170 W, American Fork, UT 84003

Investor SpecialNear Hot SpringsNear State Park+8

Est. $3,887/mo

1/6
Active

$819,900

was $825,000

4 bd · 4 ba · 2,903 sqft · 0.37 ac lot

629 S 850 W, American Fork, UT 84003

Luxury EstateNear Hot SpringsNear State Park+8

Est. $4,743/mo

1/6
Active
Video

$565,000

was $579,900

5 bd · 4 ba · 2,534 sqft · 871 sqft lot

608 E 460 S, American Fork, UT 84003

Investor SpecialNear Hot SpringsNear State Park+8

Est. $3,435/mo

1/6
Active

$674,900

was $699,900

3 bd · 3 ba · 2,730 sqft · 6,098 sqft lot

988 S 350 W, American Fork, UT 84003

Rv FriendlyNear Hot SpringsNear State Park+8

Est. $3,931/mo

1/6
Pending

$580,000

18 days on market

3 bd · 3 ba · 2,021 sqft · 6,970 sqft lot

763 W 700 S #A1108, American Fork, UT 84003

Single Family Residence

Est. $3,337/mo

Find your next home

Save homes, see what they are worth and what they could rent for, and work with a local agent.