- Active Under Contract
- Price cut 1%
2054 COTTAGE LN, Garden City, UT 84028
$659,000
Originally listed at $669,000
Est. $3,925/mo
- Beds
- 6
- Baths
- 3
- Sq ft
- 2,998
- Built
- 2006
About this home
Spacious Bear Lake Retreat in The Cottages | 2054 S. Cottage Lane, Garden City, UT Discover one of the most generously sized homes in The Cottages at Bear Lake - a beautifully finished 6-bedroom, 3-bathroom rambler offering nearly 3,000 square feet of comfortable living just a short walk from the stunning turquoise waters of Bear Lake. From the moment you arrive, the stone and stucco exterior and covered deck set the tone for a home that blends mountain charm with thoughtful upgrades. Step inside to find hardwood, tile, and newer carpet throughout the main level, where a large master suite awaits - complete with a private bath featuring a separate shower and garden tub, an elevated finish that stands apart from the standard Cottages build. Granite countertops, a cozy gas log fireplace insert, and an open, functional layout make this home equally suited to quiet weekends and larger family gatherings. Downstairs, the fully finished basement delivers exceptional versatility with four additional bedrooms, a spacious open family room, and a three-quarter bath - plenty of room for extended family, guests, or a bunkhouse-style setup that sleeps a crowd in comfort. The extra-wide, extra-long 2-car garage provides ample space for vehicles, lake toys, and gear storage. Outside, enjoy a covered deck and open patio perfect for morning coffee or evening barbecues, with overflow parking right next door and paved roads throughout the community. The HOA covers snow removal and water for just $100/month, making year-round ownership genuinely low-maintenance. The Cottages is one of Bear Lake's most sought-after communities - close to the water, well-maintained, and refreshingly residential in character. Short term rental policy restrictions keeps the neighborhood peaceful, making this the ideal personal retreat, family legacy property, or long-term vacation home for buyers who want Bear Lake without the noise of a nightly rental corridor. This is Bear Lake living done right - spacious, upgraded, and move-in ready.
Features
- Fireplace
- Bath: Primary
- Bath: Sep. Tub/Shower
- Closet: Walk-In
- Disposal
- French Doors
- Gas Log
- Great Room
- Jetted Tub
- Range/Oven: Free Stdng.
- Granite Countertops
- Smart Thermostat(s)
- Patio: Covered
Agents
Connect with your buyer agent
Get local guidance on this home from Juston.
Salt Lake County Realtor | Smart Real Estate. Lasting Legacy.
20 yrs experience
Listed by Ryan L Olsen
Mountain Retreat Real Estate, LLC
MLS #2153344
Your message goes only to Juston.
Schools
Rich- North Rich
Elementary
- Rich
Middle School
- Rich
High School
Home details
Property
- Type
- Residential
- Style
- Single Family Residence
- Architectural style
- Bungalow/Cottage
- Year built
- 2006
- Stories
- 2
- Above grade area
- 1,359 sq ft
- Condition
- Blt./Standing
- Construction
- Stucco
- Subdivision
- THE COTTAGES
- County
- Rich
- MLS #
- 2153344
Costs
- List price
- $659,000
- Original price
- $669,000
- HOA
- $120 / Monthly
- Annual taxes
- $2,654
- Home warranty
- No
Lot and parking
- Lot
- 3,920 sqft
- Lot features
- Road: Paved,Sidewalks,Sprinkler: Auto-Part
- Garage
- 2 cars
- Covered spaces
- 2
- Total parking
- 5
Systems
- Heating
- Forced Air,Gas: Central
- Cooling
- Central Air
- Roof
- Asphalt
- Flooring
- Carpet,Hardwood,Tile
- Basement
- Full
- Appliances
- Ceiling Fan,Dryer,Microwave,Range Hood,Washer
- Laundry
- Electric Dryer Hookup
- Patio and porch
- Covered
- Water
- Culinary
- Sewer
- Sewer: Connected
All home details62 details
Property Info
- Property Type
- Residential
- Property Style
- Single Family Residence
- Architectural Style
- Bungalow/Cottage
- Condition
- Blt./Standing
- MLS #
- 2153344
- County
- Rich
- Subdivision
- THE COTTAGES
- Year Built
- 2006
- New Construction
- No
- Stories
- 2
- Total Rooms
- 16
- Living Area
- 2,998 sq ft
- Above Grade Area
- 1,359 sq ft
- Lot Size (Acres)
- 0.09
- Lot Size
- 3,920.4 sq ft
Bedrooms & Baths
- Bedrooms
- 6
- Total Bathrooms
- 3
- Full Baths
- 2
- ¾ Baths
- 1
Financial
- List Price
- $659,000
- Original Price
- $669,000
- HOA Fees
- $120
- HOA Frequency
- Monthly
- HOA
- Yes
- Annual Taxes
- $2,654
- Home Warranty
- No
Structure
- Construction
- Stucco
- Basement
- Full
- Roof
- Asphalt
- Flooring
- Carpet,Hardwood,Tile
- Heating
- Forced Air,Gas: Central
- Cooling
- Central Air
- Appliances
- Ceiling Fan,Dryer,Microwave,Range Hood,Washer
- Laundry
- Electric Dryer Hookup
- Patio & Porch
- Covered
Lot & Land
- Lot Features
- Road: Paved,Sidewalks,Sprinkler: Auto-Part
- Topography
- Road: Paved, Sidewalks, Sprinkler: Auto-Part, Terrain, Flat
- Waterfront
- No
- Horse Property
- No
Parking
- Garage
- Yes
- Garage Spaces
- 2
- Carport
- No
- Covered Spaces
- 2
- Open Parking
- 3
- Total Parking
- 5
- ADU
- No
Amenities
- Fireplace
- Yes
- Fireplaces
- 1
- Pool
- No
- Spa/Hot Tub
- No
- Inclusions
- Ceiling Fan, Dryer, Microwave, Range, Range Hood, Washer, Window Coverings, Smart Thermostat(s)
Utilities
- Water Source
- Culinary
- Sewer
- Sewer: Connected
- Utilities
- Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected
Schools
- Elementary
- North Rich
- Middle School
- Rich
- High School
- Rich
- Elementary District
- Rich
Timeline
- Listed
- Apr 24, 2026
- Days on Market
- 151
- Status
- Active Under Contract
- MLS Status
- Backup
Garden City market
Explore Garden CityGarden City median
$525,000
This home: 26% above
Days to sell
163
Utah: 70
Homes for sale
162
Price range
$65k – $4.4M
Sale to list
95%
Market
Buyer's market
Location
THE COTTAGES2054 COTTAGE LN, Garden City, UT 84028
Open in map searchCommon questions
About 2054 COTTAGE LN, Garden City, UtahWhat is the asking price for 2054 COTTAGE LN, Garden City?
2054 COTTAGE LN, Garden City is listed at $659,000 ($220/sqft). The original list price was $669,000, representing a reduction of $10,000. Current status: Active Under Contract.
How long has 2054 COTTAGE LN, Garden City been on the market?
This property has been listed for 151 days. The average days on market in Garden City is 163 days, meaning this listing is moving faster than the local average. Extended time on market may present negotiation opportunities for buyers.
What schools serve 2054 COTTAGE LN, Garden City?
Assigned schools: Elementary: North Rich; Middle: Rich; High: Rich. School district: Rich.
How does this listing compare to the Garden City market?
2054 COTTAGE LN, Garden City is listed at $659,000, which is above the Garden City median of $525,000 by $134,000. There are currently 162 active listings in Garden City. Homes in Garden City sell in an average of 163 days. The average sale-to-list ratio is 94.8%.
What would homeowner's insurance cost for 2054 COTTAGE LN, Garden City?
Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $659,000, expect approximately $1,977-$3,295/year ($165-$275/month). Get multiple quotes — rates vary significantly by insurer.
Could 2054 COTTAGE LN, Garden City be a 1031 exchange property?
Yes, 2054 COTTAGE LN, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.
All 8 questions
How many bedrooms and bathrooms does 2054 COTTAGE LN, Garden City have?
This Residential features 6 bedrooms, 3 bathrooms, 2,998 square feet of living space. It is a 2-story home. The lot is 0.09 acres.
What high school is near 2054 COTTAGE LN, Garden City?
The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.
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